What is a budgeting app?

Similar to the apps you may use from your bank or credit union, a budgeting app may provide additional functionality such as financial goal setting and cash flow tracking across multiple financial accounts. Budgeting apps can sync with your bank and credit card accounts to provide a holistic view of your finances.

Are budgeting apps expensive?

The best budgeting apps tend to cost something, though the price isn’t unaffordable for most. Are budgeting apps easy to use? There will be a learning curve with any budgeting app. Many are user-friendly and easy to use, but keep in mind that they require a little bit of extra work, at least in the beginning.

Are there alternatives to budgeting apps?

Apps like YNAB help you understand where every dollar is going, while apps like PocketGuard help you automate budgeting so you rarely have to think about it. Budgeting apps aren’t the only way to manage your money and track your spending. Here are some alternatives to budgeting apps to consider.